Gold Zakat Calculator (by weight and karat)
Don't know the value of your gold? Enter its weight in grams and its karat. The calculator converts it to pure (24K) gold, checks it against the Nisab of 85 grams of pure gold, and shows the Zakat due in grams of gold and in money.
How is Zakat on gold calculated?
First convert your gold to pure gold: pure grams = weight × karat ÷ 24. For example, 120 g of 21K gold contains 105 g of pure gold. If the pure weight reaches 85 g and you have held it for a full lunar year, Zakat is due at 2.5%: 105 × 2.5% = 2.625 g of pure gold, or its value in money.
Is Zakat due on gold jewellery that is worn?
Scholars differ on jewellery kept for personal use. Many scholars, including the Hanafi school and a number of contemporary scholars, hold that Zakat is due on it once it reaches the Nisab; the majority of the Maliki, Shafi'i and Hanbali schools hold that it is not due on jewellery worn in normal, permissible use. Gold kept for saving, investment or trade is subject to Zakat by agreement. Follow the opinion of the scholars you trust; paying it is the more cautious choice.
What is Zakat?
Zakat is the obligatory annual charity in Islam, one of the five pillars, due on qualifying wealth held above a minimum threshold (the Nisab) for one full Islamic lunar year (a hawl). It is calculated at a standard rate of 2.5% and distributed to those in need, purifying the remaining wealth for the giver.
Understanding the Nisab threshold
The Nisab is the minimum amount of wealth that makes Zakat obligatory. It is commonly set at the value of 85 grams of gold or 595 grams of silver — figures widely cited by contemporary scholars, though a small number use slightly different gram equivalents (around 87.48g gold or 612.36g silver). Because silver's cash value is much lower than gold's, many scholars recommend calculating your Nisab using the silver standard, since it includes more people in the obligation and therefore benefits more of those in need. For the most accurate figure in your local currency today, check with a trusted local Zakat authority or scholar, since gold and silver prices change daily.
How this calculator works
Add up your cash and bank savings, the current market value of any gold or silver you hold, then subtract debts that are immediately due. If the remaining total is at or above your Nisab threshold, 2.5% of that amount is due as Zakat. This tool covers the most common case — cash, gold, and silver — and does not calculate Zakat on business stock, agricultural yield, or livestock, which follow different rules.
Frequently asked questions
How much is Zakat?
Zakat is 2.5% of qualifying wealth held above the Nisab threshold for one full lunar year.
What is Nisab?
The minimum wealth threshold before Zakat is due — commonly 85 grams of gold or 595 grams of silver, whichever is lower.
Who is obligated to pay Zakat?
Any adult, sane Muslim whose qualifying wealth has stayed at or above the Nisab for a full Islamic lunar year.
Can debts be deducted before calculating Zakat?
Immediate debts due are generally subtracted first, though scholars differ on long-term debts — ask a knowledgeable scholar about your specific situation.
